$449,900
Available - For Sale
Listing ID: X13685044
164 Lake Street , St. Catharines, L2R 5Y7, Niagara


Character, Income & Convenience - A Duplex With Personality! Unique character duplex with fantastic income potential and plenty of parking, outdoor space and updates! Whether you're looking for an investment property, a mortgage helper, or a comfortable home for the extended family, this one offers flexibility that is hard to find. The upstairs unit is truly one-of-a-kind, blending a cool retro vibe with an art-deco-inspired feel. The bright, modern open-concept layout features a charming pot-belly stove, stylish kitchen and an incredible jacuzzi tub bathroom. A staircase leading to the storage loft adds even more character and visual appeal. Both units have convenient side-door access to the shared laundry and basement. The main-floor unit is equally inviting, featuring a character-filled living room with fireplace, currently being used as a second bedroom, and stained glass windows. The primary bedroom has sliding glass doors onto a large rear deck, creating a wonderful indoor/outdoor living space. Outside, you'll find a fenced yard, front and rear decks, a double garage and three-point parking at the rear - plenty of room for vehicles, tenants and entertaining. Major improvements and features include waterproofed basement, mostly newer windows, renovated units and low-maintenance outdoor spaces. And the location is hard to beat - centrally located with easy access to the highway, shopping and everyday amenities. Live in one unit and rent out the other to help with the mortgage, add this to your investment portfolio, or keep it as a fantastic extended-family setup. The possibilities are yours! Unique character. Multiple income options. Plenty of parking, great location. Just collect the rent!
Price $449,900
Taxes: $3003.00
Assessment Year: 2026
Occupancy: Tenant
Address: 164 Lake Street , St. Catharines, L2R 5Y7, Niagara
Directions/Cross Streets: Pleasant St
Rooms: 8
Bedrooms: 2
Bedrooms +: 0
Family Room: F
Basement: Full, Unfinished
Washroom Type No. of Pieces Level
Washroom Type 1 4
Washroom Type 2 0
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Total Area: 0.00
Property Type: Duplex
Style: 2-Storey
Exterior: Vinyl Siding
Garage Type: Detached
Drive Parking Spaces: 6
Pool: None
Approximatly Square Footage: 1100-1500
Property Features: Place Of Wor, Public Transit
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: Y
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
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Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
Century 21 Heritage House LTD
Personal Picture
Steve D. Sandhu & Harry Sandhu
Realtor
Dir:
416-729-8876
Bus:
905-455-5100
 
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At a Glance:
Type: Freehold - Duplex
Area: Niagara
Municipality: St. Catharines
Neighbourhood: 451 - Downtown
Style: 2-Storey
Lot Size: x 120.00(Feet)
Approximate Age:
Tax: $3,003
Maintenance Fee: $0
Beds: 2
Baths: 2
Garage: 0
Fireplace: Y
Air Conditioning:
Pool: None
Locatin Map:
Payment Calculator:
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